Getting a Personal Loan Made Easy

Whizdm Finance Pvt Ltd., based in Bengaluru, is a new-age Non-Banking Financial company that believes access to financial services is everyone’s basic right.

By leveraging the latest technology on offer, we’ve simplified the borrowing process for you and are big on providing all-purpose instant loans that are tailor-made to help you grow and achieve more.

Personal Loan

With the demand for personal loans at an all time high and not nearly enough lenders, we’ve set out to ensure everyone has access to credit with our instant loan facility. Now, you no longer need to go anywhere outside to borrow money. You can apply for a personal loan of any amount between Rs.10,000 and Rs.10 Lakhs from the comfort of your couch! What’s more? You can choose to pay it all back by choosing a repayment period that suits your finances. To top it all off, the entire borrowing and repayment process is completely online.

Business Loans

Take your business to new heights with our business loans. From capex costs to non-operating expenses, get up to Rs.5 Lakhs for any of your business needs. Apply online from anywhere in India & benefit from flexible repayment tenures that can go up to 60 months. Why wait? Enjoy quick approval & instant disbursal – all without any collateral!

Smart Pay (Purchase Finance)

Now, make your shopping simple & hassle-free with Smart Pay (Purchase Finance). Split your purchases into easy EMIs of 3/6/9/12 months and repay with ease. Smart Pay offers a pre-approved credit limit based on your creditworthiness & it can be used to convert your offline or online purchases into easy EMIs. You can get a credit limit of up to Rs.500,000 by completing the process online.

Credit Tracker

Take charge of your credit health! Our Credit Tracker offers monthly free reports, deep insights & personalized tips to help you monitor and improve your credit score. Access tailor-made offers, track activity and much more – all with just a few clicks.

Earned Wage Access (EWA)

Earned Wage Access (EWA) is a financial product that allows customers to access a portion of their earned wages before payday. This real-time access helps them manage urgent expenses without waiting for their full salary. The advanced amount is repaid automatically as per the terms of the loan on payday by the employer, while the remaining balance is credited through the standard payroll process. EWA empowers customers by providing flexibility to use their earned salary when they need it most. It’s a simple, hassle-free way to manage cash flow throughout the pay cycle.

Apply Through Our Sourcing Partner

  • Instant Personal Loan
  • Minimum Documentation and Quick Approval
  • No Physical Visits or filling Lengthy Forms
  • On-The-Spot Loan Eligibility and Flexible Tenure

Apply Now